Health care select 1

What's covered?Show all

In-patient and day-patient treatment

Hospital charges Hide

In selected national or local access hospitals.

Consultants' / specialists' fees Hide

In selected national or local access hospitals. Bupa benefit limits apply if the consultant isn’t a Bupa partnership consultant.

Diagnostic tests Hide

In selected national or local access hospitals.

Radiotherapy / chemotherapy Hide

In a selected national or local access hospital or, for certain conditions, a Bupa specialist treatment centre. Benefit limits apply if the consultant oncologist isn’t a Bupa partnership consultant.

Psychiatric treatment1 Hide

After two years’ continuous membership of a Bupa scheme offering psychiatric cover, by a Bupa recognised consultant in a Bupa recognised psychiatric hospital (national or local access). Claims should be authorised by Bupa before treatment begins.

Up to a maximum of 45 days per year

Out-patient treatment

Consultations with a consultant or specialist Hide

With a Bupa recognised consultant.

Diagnostic tests Hide

MRI, CT and PET scans in a Bupa recognised out-patient diagnostic imaging centre.

Radiotherapy / chemotherapy Hide

In a national or local access hospital or, for certain conditions, a Bupa specialist treatment centre. Benefit limits apply if the consultant oncologist isn’t a Bupa partnership consultant.

Physiotherapy (and other therapies) Hide

On GP or Bupa recognised consultant referral to a Bupa recognised therapist. This is the combined overall benefit limit for all therapies.

Up to £1,000 per membership year#

Psychiatric treatment1 Hide

By a Bupa recognised consultant in a selected psychiatric hospital and only after two years’ continuous membership of a Bupa scheme offering psychiatric cover. Claims should be authorised by Bupa before treatment begins.

Additional benefits

Private ambulance Hide

We cover travel by private road ambulance when it is medically necessary for you to travel by ambulance to receive eligible day-patient or in-patient treatment.
 

Up to £60 per trip

Parent accommodation when staying with a child Hide

Child under 12 receiving eligible private in-patient treatment. Applies to one parent only.

Complementary medicine Hide

On GP or Bupa recognised consultant referral, with a Bupa recognised complementary medicine practitioner.

Up to £250 per membership year.#

What's not covered?Show all

Bupa Heartbeat doesn't routinely cover the following conditions and treatments. Full details can be found in the membership guide. Hide

• Ageing, menopause and puberty
• AIDS / HIV‡
• Allergies or allergic disorders
• Birth control, conception, sexual problems and sex changes‡
• Chronic conditions‡
• Complications from excluded or restricted conditions / treatment
• Convalescence, rehabilitation and general nursing care‡
• Cosmetic, reconstructive or weight loss treatment‡
• Deafness
• Dental / oral treatment (such as fillings, gum disease, jaw shrinkage etc)‡
• Dialysis‡
• Drugs and dressings for out-patient or take-home use‡
• Experimental drugs and treatment‡
• Treatment to correct eyesight (eg long or short sight)‡
• HRT and bone densitometry‡
• Learning difficulties, behavioural and developmental problems
• Overseas treatment and repatriation
• Physical aids and devices‡
• Pre-existing or special conditions
• Pregnancy and childbirth‡
• Screening and preventive treatment
• Sleep problems and disorders
• Speech disorders‡
• Temporary relief of symptoms‡
• Unrecognised providers or facilities