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Michelle Lambright Black
Michelle is a credit expert, freelance writer, and founder of CreditWriter.com. She has over 20 years of experience writing and speaking about credit and money, and focuses on helping families and small business owners make smart, informed decisions about their credit, money, and financial products. Michelle's work has appeared in publications such as Reader's Digest, Parents, Experian, FICO, Forbes, Money, Bankrate, Seattle Times, MarketWatch, BuySide from Wall Street Journal, USA Today, and more. She is a two-time finalist for the best personal finance freelancer award from the Plutus Foundation. When she isn't writing or speaking about credit and money, Michelle loves to travel with her family or read a good book.
Yahoo Personal FinanceThe best CD rates on the market for May 2024
The best CD rates are higher than they have been in over 20 years. Learn how to find the best deals and other details you should consider when choosing a CD.
- Yahoo Personal Finance
Tips for getting cheap car insurance in 2024
No one wants to pay more than necessary for car insurance. Here are ways to lower your bill or find cheaper coverage.
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How to switch car insurance companies
You can switch car insurance companies at any time. Here are the steps to follow, plus pros and cons to consider.
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The best CD rates for November 2023
To find the best deals on CDs, shop for one that combines the best CD rates, a term that matches your savings goal, and a minimum deposit that fits your budget.
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What to do with a CD when it matures
It’s important to have a plan for your money before your CD matures, or your bank might make a decision on your behalf.
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What is annual percentage yield (APY)?
Different interest-earning accounts all have an APY. The higher the number, the more interest the account will earn.
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How to save with CDs
Explore different types of CDs and learn to use them to grow your savings.
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Why now is a good time to open a savings account
Before interest rates start sliding back down, you should take advantage of the highest rates we’ve seen in years and open a savings account.
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Proof of insurance: What you need for your auto policy
Proof of insurance is simple to get but vitally important to have anytime you’re driving.
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What happens if your car insurance lapses?
A lapse in coverage can have serious consequences. Here’s how to avoid a lapse in coverage – and what to do if it does happen.
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What is a moving violation?
Learn how moving violations can impact your insurance rates and what to do if you have blemishes on your driving record.
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What you need to know about car insurance deductibles
Your car insurance deductible — the money you pay out of pocket toward a covered claim — can have a big impact on how much you pay for car insurance.
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Buying a car? Here’s how to shop for insurance
When you buy a car, you’ll need new car insurance, whether you’re sourcing a new policy or transferring existing coverage.